Save Thousands When Buying Or Financing!
Did you know there’s a free consumer report revealing ways to save time and money when buying a home? It’s called “8 Secrets For Saving Thousands When Finding, Buying and Financing Your Next Home,” and it’s great even if you’re not planning to buy soon. Get your free copy by calling me at…408-691-7700
Do You Have A Real Estate Or Home-
Ownership Question You Want Answered?
Maybe you want to know how much your home is worth. Or maybe you just need a recommendation for a handyman, carpet cleaner or plumber… Either way, I love hearing from all of my good friends and clients. And I’m always looking to answer pressing questions you might have about anything relating to real estate or home-ownership. If you have a question, tip or idea, please feel free to call me at 408-691-7700. I’m here to help!
Real Estate Corner…
Q. What can I ask the seller to pay for when buying a home?
A. Remember, everything you ask from a seller is a concession in their mind. Whether you’re asking them to lower the price, make a decorating allowance or contribute to your closing costs, they are primarily interested in the bottom line dollar proceeds at closing.
Here are a few things to keep in mind:
Negotiations can be tough if you try to get the seller to both lower the price and also make other concessions or contributions to your closing costs too. It can actually compromise your ability to come to an agreement.
Appraisers are now asked to consider the dollar value of any seller concessions when they determine the value of the home you are purchasing.
Lenders will limit the contributions made by the seller without lowering your loan amount. It is important for you to ask your lender what they will allow the seller to pay.
If you’d like to learn more about the home-buying process and how to get the home of your dreams at a price you can afford please call me at: 408-691-7700.
Or, if you have any other real estate questions, I’m here to help.
The Secrets of People
Who Never Get Sick
How do some people never get sick while the rest of us seem to get a cold or the flu at least once a year? Health journalist, Gene Stone, captured the secrets of 25 people who claim to never get sick in his recent book The Secrets of People Who Never Get Sick. If you want to be healthier this year, here are four practical, food-related secrets he discovered to prevent sickness:
1) Garlic. Researchers at the University of Western Australia found people who started eating garlic regularly reduced their sick days by more than 50%. Garlic has antibacterial and antiviral properties that can help ward off colds or the flu. An easy way to eat more garlic is to include it in a rice or pasta dish a few times a week.
2) Probiotics. This good bacteria can relieve gastrointestinal conditions and boost your body’s immune system. Probiotics that live in your digestive system make it harder for disease-creating germs to move in. Eat one or more of these probiotic-rich foods each day: yogurt with live cultures, sauerkraut, cottage cheese, or probiotic-fortified soy milk. You can also take a probiotic supplement found in most natural food stores.
3) Brewer’s Yeast. Most of the brewer’s yeast that you can buy from vitamin or health food stores is an extract from yeast used to ferment beer and wine. Brewer’s yeast contains B vitamins that the body uses to maintain blood cells and the immune system. Take one tablespoon each day in powdered form, dissolved in water, to get your recommended daily allowance of B vitamins. This simple supplement can also lower your risk of some cancers.
4) Vegetables. There’s a reason your mother always told you to eat your veggies. If you eat a lot of meats and sugars, your diet is probably acidic with not enough alkaline-based foods to balance out your pH levels. Your pH level is a measure of the acidity to alkaline in your body. And recent studies have linked disease to high levels of acidity. Eating vegetables, legumes, and olive oil keeps your body more at a pH “neutral” level and can help you stay healthy.
Stone says, “Since I started researching this book, I haven’t been sick once.” I hope you’ll say the same after trying some of these tips. To get a copy of Stone’s book, search “Secrets of People” on amazon.com.
